Dear Amazon.com Customer:

Amazon.com now offers another way to save: the Amazon.com Platinum
Visa Card. Apply now and after you make your first Amazon.com purchase
with your new card, you'll be rewarded with a $20 Amazon.com
promotional certificate.* Each time you use your card, you'll earn
points toward additional rewards--triple points every time you shop at
Amazon.com.

Apply now by following the link below:

http://www.amazon.com/XXXXXXXXXXXXXXXXXXXXXXXXXXX

You'll continue to reap rewards every time you use your card:

- Earn 3 reward points for every dollar spent at Amazon.com and 1
  point for every dollar spent anywhere else when you use your card
- 0% introductory APR for 6 months, 8.9% fixed APR thereafter**
- For every 2,500 points you accrue, you'll automatically receive a
  $25 Reward Certificate good for your next purchase at Amazon.com
- No annual fee
- Guaranteed security with Bank One's Zero Liability policy,
  protecting you against unauthorized purchases
- Cash advances at more than 634,000 ATMs worldwide
- Free additional cards, travel accident insurance, and more

Begin saving with the new Amazon.com Platinum Visa Card:

http://www.amazon.com/XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX

We hope you'll enjoy the many benefits of our new card. Apply today
and start receiving added rewards for shopping at Amazon.com.

Jaya Kolhatkar
Director, Payment Services
Amazon.com

************************************************************************

If you prefer to accept this offer over the phone, please call Bank
One at (800) 385-9204. To accept this particular offer, you may be
asked to provide your offer code 5YBM.

* In order to qualify for the $20 promotional certificate, make your
first purchase with your new card at Amazon.com before November 15,
2002. To learn more about this offer, visit Terms and Conditions.

http://www.amazon.com/XXXXXXXXXXXXXXXXXXXXXXXXXx

** Offer subject to credit approval. The introductory 0.0% fixed APR
on Purchases and Balance Transfers is effective for the first 6
billing cycles following the opening of your account. After that,
the APR on Purchases and Balance Transfers is a fixed rate of 8.9%,
10.9%, or 12.9% (the "Standard Rate"), depending on our review of
your application and credit history. The APR for Cash Advance
balances is a variable rate of the Prime Rate plus 15.24%,
currently 19.99%. If payment is received late once during the
introductory period, the APR will adjust to the Standard Rate on
Purchases and Balance Transfers, depending on our review of your
application and credit history. If payment is received late twice
in any six-month period, an adjusted APR of 19.99% fixed takes
effect on all balances. All variable APRs are based on a Prime Rate 
of 4.75% on September 11, 2002. First USA Bank, N.A., a Bank One
Company, will allocate your payment in the manner it deems
appropriate, including applying your payment to Purchase and
Balance Transfer balances before Cash Advance balances. There is no
annual membership fee. A minimum monthly Finance Charge of $1.00 is
payable if any Finance Charge is due. There is a Transaction Fee
for ATM Cash Advances equal to 3% of the amount of the Advance, but
not less than $10.00. The Transaction Fee for all other Cash
Advances is equal to 3% of the amount of the Advance, but not less
than $15.00. There is a Transaction Fee for purchase of wire
transfers or money orders, purchase of foreign currency and
travelers checks from other than a bank, and use of convenience
checks; the Transaction Fee is equal to 3% of the amount of each
Purchase or check usage, but not less than $5.00 nor more than
$50.00. There is a Transaction Fee for Balance Transfers equal to
3% of the amount of each Balance Transfer, but not less than $5.00
nor more than $50.00. The lender on your account will be First USA
Bank, N.A., P.O. Box 8658, Wilmington, DE 19899-8658. You should
contact First USA to obtain information on any changes to these
terms after the printing date by writing to First USA Bank, N.A.,
P.O. Box 8865, Wilmington, DE 19899-8865. This offer is available
only to applicants who reside in the United States of America.
 
We hope you enjoyed receiving this message. However, if you'd rather
not receive future e-mails of this sort from Amazon.com, please use
the link below or click the Your Account button in the top right
corner of any page on the Amazon.com Web site. In the Personal
Information box under the Account Settings heading, click the "Update
your communication preferences" link.

http://www.amazon.com/your-account/

Please note that this message was sent to the following e-mail
address:

XXXXXXXXXXXX@webword.com