Starved for cash on my ATM diet -- "You say, So what? ATMs are convenient! But in the first week of my ATM diet I realized that these seemingly insignificant withdrawals -- $20 here, $40 there -- take quite a bite out of your budget. The “extra” cash gives you license to spend -- a fallacy which becomes abundantly clear when you’re working with a finite amount." (Comments: Interesting perspective on convenience. The logic seems to flow like this: (1) ATMs are convenient, (2) Things that are convenient can be evil, (3) ATMs are convenient, ergo, ATMs can be evil. The trick is to fight the evil side of convenience.)